The Ultimate Guide to Fintech
A curated American edition of TechDay news, analysis, interviews, reviews, job moves, and related resources for Fintech.
What to know about Fintech
Fintech, short for financial technology, represents a dynamic sector where innovation meets finance to revolutionize how individuals and businesses manage money. This tag aggregates stories that cover the broad spectrum of fintech developments ranging from payment solutions and banking technology to AI-driven financial services and cybersecurity.
Readers exploring this tag will find insights on groundbreaking startups expanding across regions, significant funding rounds propelling growth, the rise of embedded finance, and the ongoing challenges of regulatory compliance and cybersecurity in financial services. The stories also spotlight the evolving influence of women leaders and inclusivity efforts within the fintech landscape.
Whether it's about the latest in digital payments, collaboration between traditional banks and fintech firms, advances in AI for financial operations, or regional fintech ecosystems gaining momentum, this collection offers valuable knowledge for anyone interested in the current and future impact of technology on finance.
American Fintech News
Regional stories with direct local relevance
E*TRADE rolls out crypto trading for retail clients
Eligible clients can now trade Bitcoin, Ethereum and Solana on the brokerage, as Morgan Stanley deepens E*TRADE's push into digital assets.
Lumin Digital raises USD $115 million in new capital
Backers including clients boosted the bank software provider's war chest to fund AI, payments and lending development as valuation hit USD $1.6 billion.
Corning Credit Union adds plain-language search with Tursio
Staff can now pull member data in plain English after Corning Credit Union cut wait times from weeks to near-instant ad hoc searches.
Visa launches stablecoin platform for financial firms
Select banks and fintechs can now test stablecoin transfers in a Visa-managed environment built for treasury and settlement work.
Citi Impact Fund backs US housing affordability push
USD $25 million from Citi Impact Fund will back firms tackling construction costs, permitting delays and home ownership barriers in the US.
ConnectOne uses nCino AI to cut lending admin tasks
Routine lending work could be slashed for ConnectOne Bank staff as nCino's AI tools cut some document searches from 20 minutes to 30 seconds.
Analyst Insights
Research and market analysis connected to Fintech
Finance leaders lose AI gains to verification work
Gartner sees finance talent shift towards digital skills
Basware named Gartner Leader in accounts payable apps
Kore.ai survey says firms face unmanaged AI agent risk
One in three remittance users struggle with delays
Featured News
Visa strengthens AI defences amid new era of cyber threats
Visa is pouring billions into AI defences as regulators demand safer, auditable systems to counter faster cyber threats and fraud.
Sage Intacct builds explainable AI into accounting
Accountants facing staff shortages may gain faster workflows, as Sage Intacct’s new agent exposes its calculations, sources and audit trail.
Exclusive: Google Cloud reshaping finance with agentic AI
Banks must move beyond isolated pilots if they want agentic AI to deliver enterprise-wide gains, Google Cloud says.
Expert Columns
Why seamless Middle East 2026 should be on every commerce leader's calendar
How AI is helping sellers read buyer intent
AI is rewriting the rules of dealmaking
6 Proven Use Cases of Email Verification Across Industries
AI in crisis communications: why route knowledge beats the next new tool
The 70% problem: Why checkout is still where eCommerce goes to die
Data quality powers KYB: Mitigating risk and fighting fraud in real-time
How accurate address data powers identity verification
The missing link in eIDV: Why data quality drives fraud prevention
When identity becomes the payment rail
Interviews
Interviews and video coverage from the network
Visa strengthens AI defences amid new era of cyber threats
Sage Intacct builds explainable AI into accounting
Exclusive: Google Cloud reshaping finance with agentic AI
Strong growth for Irish tech imports across Australia and New Zealand
Confluent says data streaming will enable faster, better decisions
Recent Fintech News
Ramp launches construction spend controls for projects
Construction finance teams can now spot overspending earlier, as Ramp's new tool ties project budgets, receipts and payments together in real time.
Firm360 launches AutoPrep for tax return automation
Tax season staff could save hours as extracted client data is pushed straight into return systems, reducing manual rekeying and errors.
Tradable to tokenise USD $1 billion of credit on Stellar
The move could widen access to regulated private credit products as Tradable brings its onchain issuance platform to Stellar for institutional users.
Rogo & Snowflake deepen AI data tie-up for finance
Financial firms can now use governed Snowflake data in Rogo's AI tools without moving sensitive records outside existing controls.
Fieldguide & Grant Thornton expand AI risk partnership
The move could speed SOX and fraud risk work for US clients as Grant Thornton Advisors embeds Fieldguide's AI platform across its advisory practice.
US workers want human review of AI financial advice
Most US employees using AI for money advice still want a human check first, as financial stress rises and retirement plans slip later.
Payouts.com launches AI agents for finance operations
Finance teams may cut manual work as the new system handles invoices, payouts and reconciliation under guardrails and human approval rules.
Linux Foundation launches x402 Foundation with 40 members
Support from 40 firms signals growing industry backing for a vendor-neutral standard as AI agents prepare to pay for services online.
BitGo launches quantum-risk tools for Bitcoin wallets
Institutional Bitcoin custodians are being given ways to spot exposed public keys now, before future quantum advances turn them into a security risk.
Kraken rebuilds mobile app around users' financial goals
The redesign is aimed at making crypto trading less daunting for users seeking help to buy a house, save for retirement or build a cushion.
Circle wins OCC approval for digital asset trust bank
The approval puts Circle's custody business under federal oversight and could later support reserve management for its USDC stablecoin.
Lorum appoints Hartwig Gerhartinger as legal chief
The hire comes as the financial infrastructure group reports 15x growth and pursues a US trust bank charter to strengthen oversight.
Gemini launches commission-free US stock trading in app
US retail traders can now buy thousands of listed shares through Gemini as the crypto group broadens its regulated app.
IMTC ties ICE Bonds liquidity into trading platform
Buy-side portfolio managers will be able to trade bonds without leaving IMTC's system, as ICE Bonds liquidity is embedded in existing workflows.
Atlantic FCU cuts loan opening to six minutes with MANTL
Borrowers at the New Jersey credit union can now open consumer loans in six minutes, after automation removed days of manual paperwork.
Nuvo adds CreditRiskMonitor risk data to finance workflows
Finance teams can now spot customer distress earlier as Nuvo embeds CreditRiskMonitor's risk alerts and credit guidance into automated workflows.
Depa picks Modern Treasury for cross-border payments
The move gives Depa a single way to route dollar and stablecoin transfers, as it expands access to clients in more than 90 countries.
Visa says USD $36 trillion inheritance will shape spending
Most of the USD $36 trillion wealth transfer will be saved or invested, with only a modest lift to US consumer demand.
U.S. Bank launches Enhanced Payments for small firms
Small businesses can now send ACH, wire and instant payments digitally, with lower fees and no branch visit needed.
Lorum appoints Hartwig Gerhartinger as legal chief
The hire underscores Lorum's push to win clients that need stronger regulatory assurance as it seeks a US trust bank charter.
Job Moves
Lorum appoints Hartwig Gerhartinger as legal chief
Lorum appoints Hartwig Gerhartinger as legal chief
Constant AI promotes Lisa Cote to Chief Financial Officer
Accordion appoints two to lead finance advisory practices
Alchelyst names three senior leaders after Lyra merger
Halcyon hires Dave Hannigan as ransomware Security Chief
Agentic AI foundation names David Nalley as Board Chair
Testlio expands AI testing push & appoints new CEO
